1.Most
            people in the congregation have a better sense of
            stewardship and good business than we give them credit
            for, and so will respond to a well reasoned and
            thoroughly explained program.
            
            2.The
            goal of the appeal must be one that is shared by most
            members of the congregation. It must fall within the
            range of 1/3 to 3 times the annual budget. Less than that
            amount does not capture people's imagination and more
            seem impossible. The goal must be specific, attainable,
            measurable, visible, unifying, satisfying, have a
            terminal date, and provide an opportunity for
            celebration. It is best if the appeal is associated with
            a specific day or anniversary.
            
            3. Over
            half the population now holds substantial wealth and most
            of the gifts to such an appeal come from savings rather
            than current income. The Federal Reserve reports that
            personal savings for 1983 were over $200 billion ----
            more that double the 1977 figure. Our society and
            congregations have a higher percentage of older members
            and they have the highest rise in real income and
            accumulated wealth in the last thirty years. Between 1981
            and 1983 the amount of money Americans deposited in
            retirement accounts tripled, from $25.7 billion in 1981
            to $80 billion in 1983. These are the people most likely
            to be at worship on Sunday morning, these are the people
            with the greatest degree of denominational and
            congregational loyalty, and these are the people most
            likely to support this kind of program.
            
            Redeemer
            Lutheran Church
            
            TWENTIETH
            ANNIVERSARY MIRACLE SUNDAY [
            Top ]
            
            Theme:
            "A
            Miracle is Coming" "Don't Let The Miracle Pass You
            By"
            
            Purpose:
            To expand
            the opportunity for mission at redeemer through debt
            retirement.
            
            1.
               Redeemer Lutheran Church has been in debt for
               virtually its entire twenty year life. This has been
               necessary in order to build facilities to carry out
               our local mission. We have been paying on our current
               debt for a decade. But, we are now at the point where
               our indebtedness and debt service payments in our
               annual budget are hindering our congregational mission
               locally, nationally, and internationally. Debt can
               easily become an excuse for not fully carrying out our
               mission. This is not a problem unique to
               Redeemer.
               
               2.
               The problem of our indebtedness emerged a few years
               ago when action was taken to restructure our debt.
               That restructuring sped up our debt service payments
               to save interest expenses and retire the debt sooner.
               Unfortunately the result was to place such a heavy
               burden on our annual budget that monies have not been
               available to carry out our mission.
               
               3.
               Completely retiring our debt this year would save
               $74,450.00 in interest payments over the life of our
               current debt retirement schedule. In addition it would
               free up approximately $28,000.00 per year in our
               annual budget. Over the next six years that would be a
               grand total of over $242,750.00. In other words almost
               a QUARTER OF A MILLION dollars for the mission of
               Jesus Christ and His Church. These dollars could feed
               the hungry, build new churches, work for peace and
               justice, expand our ministry to youth, and make
               possible opportunities for Christian education we have
               never dreamed of before.
               
               4. It
               is sometimes felt that it is necessary to keep a
               congregation in debt to maintain levels of
               stewardship. But this is an overly cynical view of our
               members who have always responded to to challenge and
               mission in the past. There comes a time to set aside
               worldly ways of manipulating people and trust the Holy
               Spirit to do his work in their hearts. An undue debt
               ultimately discourages faithful stewardship. This is
               not say that our goal should be to keep Redeemer
               always out of debt. Undoubtedly there will be times in
               the future when the congregation will and should incur
               debt. The point is that proper reason for incurring
               debt is to carry out the mission of the Church not as
               a way of forcing its members into responsible
               stewardship.
               
               5. By
               clearing our congregational debt at this time we can
               free our energies and resources to focus on our
               congregational mission for the next few years.
               Hopefully this will be a period of enthusiasm, growth,
               and expansion of our program and services. (Potential
               members are frequently discouraged by a congregation's
               debt. "Their only interest in me is to help pay off
               their debt.") At a point three to five years from now
               the congregation will be in a stronger position to
               decide its future direction. The improvements in the
               fellowship hall will ease the immediate pressure for
               additional facilities.
            
            The
            program:
            A dinner and
            series of letters to members explaining the program and
            need. Six to eight weeks
            are necessary
            to provide information and build enthusiasm.
            
            April
            22
            
            Letter:
               From the president of the congregation and the chair
               of the stewardship explaining the concept, describing
               the need, and inviting members to a congregational
               dinner, May 5 or 9
            
            May
            1
            
            Letter:
               From a prominent member of the congregation, as a
               reminder of the dinner and as further explanation of
               the concept.
            
            May 5
            and May 9
            
            Congregation
               Dinner: An inspirational and informal meeting where
               the needs and concept are thoroughly explained.
            
            May 13
            and may 20
            
            Letter:
               From a prominent member of the congregation with
               further description of the needs and endorsement of
               the concept.
            
            May
            24
            
            Letter:
               From congregational president and chair of stewardship
               explaining the need for advanced major gifts.
            
            May 27 -
            June 5
            
            Calls
               on potential advance major contributors.
               (Approximately 20% of the contributors give 80% of the
               funds raised.)
            
            June 1
            and 6
            
            Letter:
               From a prominent member of the congregation assuring
               success with everyone's cooperation and preliminary
               report of advanced gifts.
            
            June
            18
            
            Letter:
               From the pastor with celebration thanks and
               preliminary report.
            
            June
            23
            
            Miracle
               Sunday (gifts received in cash or equivalent)
            
            June 17
            - June 28
            
            Calls
               on members who did not have a chance to contribute on
               Miracle Sunday.
            
            July
            1
            
            Letter:
               From congregational president and chair of stewardship
               with thanks and final report.
            
            Follow
            up Suggestions [
            Top ]
            
            1. Do
            not repeat this event annually -
            
            A.
               It should not be repeated until at least half the
               congregation were not members during the last
               event.
            
            2. If
            you fall short of your goal -
            
            A.
               Don't close the books too soon There will be late
               comers.
               
               B.
               Celebrate no matter what - you're better off than you
               were last week.
            
            3. This
            program works best with an older, well established
            congregation served by a pastor who has been there at
            least seven years.
            
            4. Be
            sure to thank your members and God.
            
            Miracle
            Sunday Issues [
            Top ]
            
            1. How
            do we maintain momentum?
            
            2. Can
            youth interest / participation be stimulated?
            
            A.
               U.S.A. for Africa and discussion at PEP or other
               forum?
               
               B.
               Other
            
            3. When
            should we present slide show again?
            
            4. When
            should we repeat our entire program?
            
            5. Can
            Worship & Music locate appropriate basket /
            receptacle for 6/23 offerings?
            
            6. When
            will we advise congregation of giving format /
            approach?
            
            7. Who,
            what, when on Temple talk?
            
            8.
            Bulletin inserts answering questions?
            
            9.
            Community viewing of presentation?
            
            10.
            Miracle Sunday T-shirts?
            
            11. How
            do we make know our availability to groups or others?
            Necessary / desirable?
            
            12.
            Rummage sale ideas? Other means of congregational
            involvement?
            
            13.
            Advanced gifts schedule?
            
            A.
               Special dinner/
               
               B.
               Individual meetings?
            
            "Miracle
            Sunday" Gift Ideas [
            Top ]
            
            Cash
            
            *
               Checking /Savings Accounts
               *Certificates of Deposit
               * Money Market Funds
               *Tax Refunds
               *Borrow the Money - Credit Card, Bank, Insurance
               Policy, etc.
               * Thrift Plans or Lump Sum Raises
            
            Securities
            
            *Stocks
               - Those that have greatly appreciated have special
               advantages
               *Bonds - Government or Corporate
               *Mutual Fund Shares
               *Member Building Notes
            
            Real
            Property
            
            *
               Land
               * House
               * Car
               * Other Tangible Property
            
            Other
            Ideas
            
            *
               Give up a habit and contribute its cost. (Smoking,
               Fudge Sundaes, etc.)
               * Hold a rummage Sale - use of Proceeds
               * Memorials
            
            Life
            insurance
            
            *
               Cash Value
               * Cash Dividends
               * Use it to replace a gift of money or property which
               you might give which you planned on leaving to you
               heirs.
            
            Miracle
            Sunday Issues [
            Top ]
            
            1.
            Change date?
            
            2. How
            do we handle May 5 dinner?
            
            A.
               Schedule more than one?
               
               B.
               Use reservations?
               
               C.
               Form - Potluck - cater (externally or
               Internally)
               
               D.
               Agenda
               
               E.
               Handouts
               
               F.
               Speakers
            
            3. How
            do we avoid "GUILT" of those desiring but unable to fully
            participate.
            
            4.
            Compile listing of funding alternatives for individuals
            to consider the best means for their
            participation.
            
            5. Who
            are "Prominent" members who will sign letters?
            
            6. Who
            will compile / edit letters to congregation?
            
            7. Who
            are the people to contact regarding advanced gifts?
            Amount expected?
            
            A.
               How do we contact?
               
               B.
               When?
               
               C.
               Should we establish a target?
            
            8. How
            can we educate members on their giving?
            
            A.
               Match Pledge
               
               B.
               20/80 example
               
               C.
               Amount / member to reach goal
            
            9. Do we
            need an estimate on dividers for Fellowship
            Hall?
            
            10. We
            need to identify "specific" use of funds in budget that
            are freed up.
            
            A.
               50 / 50 Local / External mission
               
               B.
               Specific causes
               
               C.
               Use of monies from this year's budget - approximately
               $13,000 - $14,000
            
            11.
            Should we establish account for Advanced Gifts and
            receive as soon as possible. Interest earnings could add
            value. Other means to aid in goal?
            
            12. How
            will gifts be received?
            
            A.
               Advance
               
               B.
               Miracle Sunday
            
            13. How
            do we handle costs of campaign? Are some budget areas
            available?
            
            14. How
            can we inspire members?
            
            More
            Miracle Sunday Issues [ Top
            ]
            
            1.
            Agenda for Dinner Meetings?
            
            2.
            Speakers for Dinner Meetings?
            
            3.
            Handouts / Inserts?
            
            A.
               Dinners
               
               B.
               Bulletin Inserts?
               
               C.
               Parish Visitor Inserts
               
               D.
               Who will prepare?
            
            4.
            Revise letter schedule?
            
            5.
            Should we include Temple talks?
            
            A.
               Frequency
               
               B.
               content
               
               C.
               Who will deliver?
            
            6.
            Advanced Gifts issues:
            
            A.
               Who do we contact?
               
               B.
               How/when do we contact?
               
               C.
               Who will contact?
               
               D. ow
               do we advise on "expected " gift?
               
               E.
               Should we have target amount?
               
               F.
               Church Council role?
            
            7. What
            can we do to aid members in giving?
            
            A.
               Match pledge.
               
               B.
               20/80 example - what group do you want to be
               in?
               
               C.
               Amount / member or family
               
               D. %
               of income - 3%, 5%, etc.
            
            8.
            Should we involve youth? How/
            
            A.
               Banks for contributions?
               
               B.
               Presentation to PEP students?
               
               C.
               Other?
            
            9. How
            do we help council members Council Committees assist
            us?
            
            A.
               Attend their meetings
               
               B.
               Meet with chair people regularly
            
            10. How
            to get help on slide presentation
            
            11.
            Should we schedule presentations or meetings with church
            groups such as ALCW, Golden Agers, others?
            
            12.
            Mission and outreach is willing to create banners /
            posters and buttons for us.
            
            A.
               What do we want from them?
               
               B.
               When?
            
            13. How
            will gifts be received?
            
            A.
               Advance
               
               B.
               Miracle Sunday - use alter?
            
            14. Do
            we communicate that Church Council considers this a major
            1985 goal?